Financial Calculator Gallery

Our complete set of calculators is listed below. Feel free to try them out as often as you like.

Cash Flow Calculators

How does inflation impact my standard of living?
How much am I spending?
How much do I need for emergencies?
Should I pay down debt or invest more?
How long will my money last?
Should my spouse enter the work force?
What is my current net worth?
What is my projected net worth?
What is my current cash flow?
What is my projected cash flow?
Value of reducing or foregoing expenses.
Historical inflation – Compare purchasing power

Paycheck & Benefits Calculators

How much will my company bonus net after taxes?
How will payroll adjustments affect my take-home pay?
Convert my salary to an equivalent hourly wage.
Convert my hourly wage to an equivalent salary.
What is the future value of my employee stock options?
Should I exercise my “in-the-money” stock options?
What may my 401(k) be worth?
What is the impact of increasing my 401(k) contribution?
What may my 457 Plan be worth?
What is the impact of increasing my 457 Plan contribution?

Saving Calculators

Becoming a millionaire

Income generated by a savings plan.

How long will it take to double my money?

How long until my savings reach my goal?

Save now vs. save later

How much should I save to reach my goal?

What will my current savings grow to?

Calculate rate of return

How do taxes and inflation impact my return?

What is my effective annual yield?

Business Calculators

Tax savings of a qualified retirement/cafeteria plan

College Calculators

How much should I be saving for college?

Will I be able to pay back my student loans?

Advantages of the Coverdell ESA.

Advantages of a 529 College Savings Plan

What is the value of a college education?

What are the payments on a parental (PLUS) loan?

Should I live on campus, off campus or at home?

When should I begin saving for child’s college?

Home & Mortgage Calculators

How much home can I afford?

Should I refinance my home mortgage (breakeven)?

Mortgage calculator

Comparing mortgage terms (i.e. 15, 20, 30 year)

Should I pay discount points for a lower interest rate?

Should I rent or buy a home?

Should I convert to a bi-weekly payment schedule?

Compare a ‘no-cost’ vs. traditional mortgage

What are the tax savings generated by my mortgage?

Which is better, fixed or adjustable-rate mortgage?

Adjustable rate mortgage calculator

How do closing costs impact the interest rate?

Compare an interest-only vs. traditional mortgage

How much can I borrow from my home equity (HELOC)?

Auto Calculators

Should I lease or purchase an auto?

Auto purchase – Loan versus 0% dealer financing?

What would my auto payments be?

Should I upgrade to a more fuel efficient vehicle?

Auto loan – Accelerated payoff

How much vehicle can I afford?

Custom Calculators

Estimate your credit score

Credit Calculators

How long will it take to pay off my credit card(s)?
How long until my loan is paid off?
What would my loan payments be?
Do I have too much debt?
What is the balance owing on my loan?
Should I consolidate my personal debt?
Re-structuring debts for accelerated payoff
Which is better, cash up front or payments over time?
What is the impact of making extra debt payments?
Should I pay off debts or invest the money?

Taxation Calculators

What is my potential estate tax liability?
federal income tax estimator
Should I adjust my payroll withholdings?
Will my investment interest be deductible?
How much self-employment tax will I pay?
Capital gains (and losses) tax estimator
Compare taxable, tax-deferred, and tax-free growth
How much of my social security benefit may be taxable?
What are the tax implications of paying interest?
Should I itemize or take the standard deduction?
What is my taxable-equivalent yield?
Tax refund estimator
Tax freedom day